Canadian Dental Care Plan (CDCP)
Affordable Dental Care for Eligible Canadians
At Mi Dental Care, we are proud to accept CDCP coverage and help our patients understand their benefits and receive quality treatment with confidence.
Millions of Canadians struggle to access essential dental care due to cost or lack of insurance.
The Canadian Dental Care Plan (CDCP) is a federal government program aimed at helping eligible residents access the dental care they need, often at significantly reduced out-of-pocket costs.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a government-supported initiative designed to ease financial barriers to dental care for eligible Canadians without access to private dental insurance.
It helps cover a portion of the cost for a broad range of dental services based on clinical need and eligibility.
Who Qualifies for CDCP?
To qualify for the CDCP, all of the following must be true
1. No Dental Insurance Access
You must not have current private dental insurance or coverage through:
2. Tax Filing Requirement
You (and your spouse or common-law partner) must have filed a Canadian tax return for the previous year so your income can be assessed
3. Family Net Income
Adjusted Family Net Income Less Than $90,000 Your combined family income must be below $90,000 based on your most recent tax data.
4. Canadian
Residence
Canadian Resident for Tax Purposes You must be a Canadian resident according to CRA tax rules at the time of application.
How CDCP Coverage Works?
Once eligible, the CDCP reimburses your dental provider directly for covered services. Your out-of-pocket cost may vary depending on your income and whether your costs exceed CDCP fee rates.
Co-Payment Levels Based on Income
| Adjusted Family Net Income | CDCP Coverage Rate | You May Pay |
|---|---|---|
| Under $70,000 | 100% of CDCP fee schedule | $0 co-payment* |
| $70,000 – $79,999 | 60% of CDCP fee schedule | 40% co-payment* |
| $80,000 – $89,999 | 40% of CDCP fee schedule | 60% co-payment* |
*Additional fees may apply based on individual dental needs and clinic fee guides.
What Dental Services
Are Covered
The CDCP helps cover a wide range of dental services when recommended by an oral
health provider.
Coverage may not apply to all treatments, and some require
preauthorization.
Diagnostic & Preventive
Services
- Comprehensive and routine exams
- Dental X-rays
- Cleanings (scaling)
- Fluoride applications
- Dental sealants
Basic & Restorative
Services
- Fillings (temporary and permanent)
- Pain control for diseased teeth
- Cavities treatment
Endodontic
Services
- Root canal treatments
- Procedures for infection
- Procedures for pain
- Re-treatments (with preauthorization)
Periodontal
Services
- Gum disease management
- Cleaning under the gumline
- Abscess treatment
- Post-surgical evaluations (preauthorization)
Major Restorative
Services
- Crown repairs and re-bonding
- Crowns and core build-ups
Removable
Prosthodontics
- Complete dentures
- Partial dentures
- Denture relines and repairs
Oral
Surgery
- Tooth and root extractions
- Surgical removal of cysts/tumours
- Bone/jaw treatments
Anesthesia
& Sedation
- Nitrous oxide / oral sedation
- General anesthesia (preauthorization)
NOTE: Orthodontic services are not broadly covered yet unless strict clinical criteria are met and approved.
How Mi Dental Care
Helps You
At Mi Dental Care, we make CDCP participation simple:
- We will help check your eligibility
- Our team explains your covered services
- We coordinate CDCP billing directly
- We assist with preauthorization when required
You can access care without dealing with paperwork or uncertainty.
Frequently Asked Questions
Aiming for a healthier, more confident smile? Our dental team is here to help.
Ready to Find Out If You Qualify?
Eligibility required. Government terms apply.